“By law, fintechs must work with a bank to do these things, and right now that means a legacy high street bank with mainframes. Griffin is the bank plus technology platform that all future fintechs would build on.”

Did they write this in 2016? The market has moved on. Griffin looks neat but they’re years behind many others, a nice API for banking exists from well established players, like ClearBank. There’s room for more so it’s great to see Griffin join the market but I hope their pitch isn’t this weak.