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I have a dedicated Google account for Fi, and it took me about 10 minutes to get past the identity verification challenge it threw at me when I tried to log in (for the first time in months) to opt out. I'm opted out now but it was a lot more than one click.

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well, if you aren't using it, then it would be expected that you probably have more steps to login in after some time away

It's a carrier, it connects you to the internet. Why isn't "I haven't connected to my account in months" the expected state?

I am curious why people are using dedicated accounts for this? Are they afraid of bannination and losing mobile access? Is this a security measure?

I use a dedicated account for Fi because when Fi first came out I signed up with my main account they removed my access to Google Voice which I use heavily. They have since allowed both Fi and Voice on the same account but I am not bothering with switching my Fi account to my main at this point.

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