Hacker News Reader

Considering a house purchase is one of the biggest expenses for the average person, 3% can be quite a large amount indeed.

3% of a big number is... still pretty big. It's easily going to be five figures in most markets.

18k on a 600k house. Not anything to shrug at.

I'm not shrugging at it, I'm saying it's within the range of typical offers, e.g. that someone will offer 20k more to get it done.