Optical image stabilization in modern phone camera sensors uses (very) small leaf springs along with small actuators to stabilize the sensor from shaking. Undampened vibrations from vehicles, especially motorcycles, can damage this springs as the vibration is enough force to cause the springs to snap.

Usually the result is that the camera tends to look kind of "smudgy" since the actuators can't correctly position the sensor with a broken spring.

Nothing to do with calibration. You physically deform or break the mechanical structure of the OIS or AF systems.