I grew up in rural Appalachia in coal country. there’s no generational money. I am not married and don’t split expenses. I taught myself programming and worked my way up, yeah. I sold all of my stuff to get into the property market in the SF Bay Area (I own a SFH with no family help, no rsu buyout and no partner). This is what I’m suggesting, yes. It sucks, I realize it’s unrealistic . I am just telling you how I got it done. I’m greatly sorry about how things in Canada are going. I wish I did not have to make this unrealistic suggestion.