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I fixed the wording to be more clear about what I meant. These are also often subsidized products.

Long-term fixed rate is still a relative rarity globally, especially in the US style where there are no prepayment penalties. France is a notable exception, as specified in https://business.sdsu.edu/research/_files/_realestate/intern... , but still doesn't have the prepayment-penalty-free nature (though prepayment penalty amounts are capped by law).

Can confirm. I have 30 year fixed at 1.2% here in Spain

I have a 25y mortgage at 1.28 fixed. I accessed it less than 3 years ago. Italy

Just to double check, are you sure those 30 year are fixed?