In all of the places I have worked both for pay and voluntarily money has very rarely been the problem, but it has always been the excuse.
E.g. how many billions of euros were collected within a week after the Notre Dame burned? At the risk of offending a lot of french I will say that the Notre Dame is just a building. In the big scheme of things it is not important. Nobody will starve if it is not re-built.
The problem is 'mental inertia', convenience and (perceived) risk aversion.