There were about 26 billion reasons for that, at one point.
e: to be clear, I am pointing out a fact of how the world works here, not condoning it
If you are looking for a stereotypical "bad person" example, IMO it's at least a good idea to have an accompanying "bad context" or "bad environment" condition, or your own assessment will tend to be full of ethical blind spots.
Every single one that caught is an idiot - they misunderstood the system they were trying to rip off, they misunderstood and/or didn't think through what checks and balances exist in the system to catch things after they happen. They are idiots.
I mentioned the same thing, it doesn't seem to make any difference in situations involving extreme consumer-advocacy flex, I mean who are we to attempt to get two completely separate lines of thought to coexist ;-)