"a responsibility to route society's resources to efficient producers."
I have no idea what that means.
Assuming it is true, would you agree that your "perceived responsibility" in this case has more to do with your emotional needs than it does to your business needs.
your belief is that there are finite resources within the context of wealth, and the transfer of money is a zero sum game, where someone wins and someones else loses.
Your responsibility is to get the most value out of your resources, but you agree that your responsibility is to spend that money, and that money's function is to move around and create wealth.
Your "responsibility" to route "society's" resources to efficient producers, has nothing to do with actually accomplishing that, but rather how you value things and how you feel.
Besides, my point is... you are not getting "ripped off" if you perceive the value to be greater than what you pay. That money will move around, creating wealth along the way, and withholding that money for what you consider a more efficient usage of it is certainly your right, but far from making any difference in how efficiently society produces...