Additionally, apparently around 80 boats in the harbor have burned. I'm trying to fathom how boats, in the harbor, have burned, but.... alas.
Additionally, apparently around 80 boats in the harbor have burned. I'm trying to fathom how boats, in the harbor, have burned, but.... alas.
Admittedly, I don't know to what standards I would build, but building mostly below ground is one.
Additionally, use non-combustible external materials and incorporate an exterior fire suppression system that draws from your own underground water source. You'll need to have your own power source and battery backup to run these pumps. You're looking at $100k for a modest residential structure. Insurance does not give you break for having this in a residential, outside of an insurance rating with -W modifier for the water source.
You'd want to go beyond that to specific materials and thought thereof if you want to survive with a usable building in a wildfire - things like working out of the concrete will be stressed by the heat, etc.
Underground is a good option.
Check out Australian research
You can use similar stuff for the landscape around a fire applied as it approaches.
Rather unintuitively, the first thing to do isn’t to worry about combustible exterior materials — it’s to worry about vents and anything else that lets embers in.
There's defined protection measures for different levels of fire exposure.