EDIT: I'll reply to my replier here because /u/Dang rate limited me (again), though I must commend him for letting me have one more comment than usual before he pushes the button ;)
> I would say the ending -- the part where you are unemployed and unable to support yourself in your old age because you invested decades of your brainpower into a highly specialised, non-transferrable skill.
I would contend that such a person, unless very reckless with finances or extremely underpaid, should have enough money saved up to make what is mentioned there very unlikely. That said, I know some high-income earners struggle to not blow their entire bank account each month