They've already sued MoviePass for the same kind of abusive shenanigans.
https://buckleyfirm.com/blog/2021-06-09/ftc-alleges-subscrip...
Sure there is the potential that this poster was innocent but Apple's fraud division certainly isn't missing all of its bans...
BTW you can thank credit card companies for these scorched earth policies. You can't accept credit cards unless you keep your fraud count below a certain threshold.
This was because Visa et al never developed anti fraud techniques in the pre-internet era and realized it was easier to just ban anyone with too much fraud.
Why not? If the license is revoked then it should be refunded. They are not forced to revoke licenses after all - they can very well ban further purchases from allegedly-fraudulent accounts while allowing them to consume whatever they've already successfully paid for (and that hasn't been charged back obviously) and then they wouldn't have to refund anything.
Additionally typically most of the value of the things people purchased is over when actions are taken. You can argue they are owed something but a complete refund is a stretch.
For instance at minimum any show can't be worth more than the delta between renting it the number of times you watched and what you paid.