Out of curiosity, what countries are those?
Went to leave hospital after days of being there (and tests, and whatnot), and was told "well... you'll have to submit this to your insurance - we can't deal with it. It's going to be expensive(!)". They were sort of visibly ... agitated (possibly just because they don't deal with many overseas US people?). His total they were making him pay was around $200 USD.
Additionally, the visit actually solved the problem, which is something that rarely happens when I go to the doctor in the US.