Okay, so say you have a kid and you're putting them into bible study and you have a choice between two sessions, one with 20 kids and an instructor that has a 5% chance of being abusive, and another with 10 kids and an instructor with 9.5% chance of being abusive. You would suggest the latter is better because the odds are better for your kid?

The expectation is higher in the first case, but then chances that it's your particular kid would be 1/group size. So I guess it would be more accurate to have 5 kids in the first group to make it 1% vs .95%. That's still not any better is it?