Another approach could be to work for 25 years at full time then 25 doing nothing, instead of 50 years part time.
I've heard this approach called FIRE - financial independence, retire early.
I've heard this approach called FIRE - financial independence, retire early.
It could be offset by the fact that you could invest the money from the first 25 years thus benefitting from a compound return.
I don't know which has the bigger effect.