… and the market for payments is pretty crowded with everything from Visa and Mastercard to Venmo, Western Union and suitcases of cash.

I have been thinking about the fedi lately and how it is missing single sign in which would enable all sorts of supporting services. I used to think “web3” was beneath contempt (scams) but the idea of “authentication first” is appealing to me now although fundamentally a decentralized auth system means being responsible for cryptographic keys which is just terrible from a UX perspective.