Say I have resource A with property X=1 I define in IAC. Someone comes along and modifies X=2 outside of state. With your way, the IAC tool would see that change and think it was naturally part of the desired state, whereas stored state will catch the drift. And before anyone says “well dont modify outside of IAC” I say 1) that’s often impractical and 2) sometimes automation can modify resources outside of IAC beyond your control.
Also, dynamically creating state creates all sorts of concurrency issues, which is another nice thing about stored state, you can put a lock on it.