Hacker News Reader

Stated differently, it is a technical solution to a social problem.

I'd posit that it is plausible you could both be compatible with multiple accounts for different uses. Especially as you get fortunate enough to have enough income that you can split where it is deposited, there is no reason "joint account" means a single joint account.

View on HN

that's a good point, we never formally merged our accounts, but my wife told me the pins to most of her debit cards. i don't know if i told her mine, but that's because the need to do that just never came up. so even though nominally the accounts are separate, in practice we treat all of them as shared.

Reply on news.ycombinator.com