Most of that life expectancy gap is due to obesity I'd guess.
https://www.health.harvard.edu/blog/why-life-expectancy-in-t...
I suspect what's driving down life expectancy is me OD'ing on fentanyl at 30 or getting killed in a shoot out at 20 or dying in a car crash at 10.
Short version of what I think is going on - young people dying lowers life expectancy a lot more then old people dying a bit earlier then they might have.
A white person living in well-of state has about the same life expectancy as those living in the highest rated European countries.