You continue to call it a "scheme" but it was literally invented due to the corruption and malfeasance and "schemes" of the current banking system. Do you call those schemes and scams as well or are those just the ones we've deemed acceptable and necessary for some reason?
FWIW, I think the current system is unstoppable and inflation is necessary theft because that's just how it works but I do believe people should be able to save and not lose value. On a long-term basis, Bitcoin achieves that when essentially nothing else can because we've designed it that way.
We're all "rich" here and I get why most of us simply want that to continue.