Disclaimer: I used to work here.
I'm from India and I use Fold¹ for this. They make money tracking easier using the account aggregator framework², which is provided by an RBI³ regulated entity. They are currently in invite-only for both iOS (beta) and Android (alpha).
They are very feature-rich and implement those with utmost care to design, UX and engineering. The team is small and everyone is committed to the goal of making finance easier and seen. All amazing people!
Highly recommended for people in India.
2. https://sahamati.org.in/what-is-account-aggregator/
3: Reserve Bank of India