The state of climate will not have a direct effect on your life, the span of years you are alive. Not to a significant degree.
It can have an indirect effect on your life by the introduction of harmful regressive policies designed to "account" for a changing climate and assign blame to everyday people.
Everyday people do not cause any of the drivers of climate change. Large corporations, governments and militaries do cause these drivers.
So what I'm adding here is sense.
It makes no sense to cripple an economy and destroy the middle class when it is clear there will not be global cooperation in addressing climate change. To be clear we are talking about the fact that BRICs will not cripple their growth and economy for the sake of this guilt complex.
Most countries can't even make a measurable change in comparison to these groups.