I have both HVAC and a ducted heatpump for one part of the home. The biggest issue with the heatpump is that in the climate I live in there are times of year where you may have the heat on in the morning and the AC in the afternoon. Or you may leave and when you return you want to change the temperature. A furnace and an AC can do this rapidly. A heatpump takes time. It's more of a trickle of climatized air than a blast of it.
Also, I'd never want a ductless system as they look awful in a room.
They are the future though. Especially as new regulations go into effect by 2035. Sadly, many American manufactures haven't taken it seriously and are far behind the Asian companies like Daikin.