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> savings kickback

Are you talking about cash back? If so Amex does offer cards that support cash backs (I've had one for quite a few years). If you are talking about savings accounts, Amex also offers a High Yield Savings account whose rates are very competitive with other banks in the US.

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Yes, the cash back into a high yield savings account. My wife has it and it’s a great setup

Amex does have products that cover both these use-cases independently, so I'm assuming if Apple-Card indeed moves over to Amex these features won't go away and would instead be fulfilled via Amex savings account + Amex's existing cash back support.

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