How is this different from the phone in your pocket?
iOS allows me to set relatively fine-grained permissions and privacy settings. Unless I actively use Google Maps (or any other GPS enabled app), it won't be able to report my location data.
This exists. I saw a commercial for it on late-night TV.
At the bottom it noted that it was not available in California or Massachusetts, which is what made me curious to look into it and see why it's so bad that it's been banned in certain states.
Sounds like me three days a week.
I walk out of my home carrying nothing more than a $20 bill and a newspaper. I go to the French cafe a couple of blocks away and have a leisurely lunch while reading the news without any tech or financial company following me around tracing, tallying, tabulating, and selling my life.
I call it "normal."
These days that puts you in a "suspicious person without phone on them at all times" category.
It is possible that your phone provider does not have more than 24 hours of records of which phone towers you connected to.
It is almost certain that the granularity of any information subpoenaed after the fact will not be sufficient to establish any specific behavior at the time of the accident.
Your phone provider is probably not using some off-the-shelf ML modeling to slap together a risk profile that you will be unable to appeal and yet is years ahead of any government regulation. (E.g., in the US if your credit rating causes you to get a worse rate, you must be notified. I have not looked, but I'm very dubious that your "Driver Risk Profile (TM)" will have any such obligations - now or in the imaginable future. See below.)
Biden's proposed AI Bill of Rights [1] is (surprisingly) a pretty interesting read:
> You should know that an automated system is being used and understand how and why it contributes to outcomes that impact you.
If this were a law, this part would be useful.
> You and your communities should be free from unchecked surveillance
I suppose watching your every move in the car isn't going to be considered "unchecked". Since people are all carrying cell phones, I'm not as hopeful this point goes anywhere useful.
[1]: https://www.whitehouse.gov/ostp/ai-bill-of-rights/#privacy
It is much longer than that (they have exabytes of data and DO keep it). They have retention periods in years not days. They also bake stuff right into the OS. As they usually have final say on what can and can not be installed on your phone.
Back when I worked this sort of thing they were looking into gathering that exact data and selling it. As being a cell phone is title II device they have a lot of wiggle room on doing exactly that as they are considered like an ISP. It is probably burred in that fine print you sign when you sign up.