This reads like an article from /r/ABoringDystopia that showcases, among other things, technology that was suppose to improve people’s lives is actively weaponized against them.

What worries about this from a consumer level is that the insurance companies are not required to disregard old data. If you got a speeding ticket or other minor infraction, it will eventually drop off of your driving record as far as your insurance is concerned. Which makes sense and seems more fair because you are not necessarily the same driver you were two years ago. My concern is that they will keep this data in the aggregate and indefinitely penalize drivers with insurance rates that don’t actually reflect their present risk during a policy term.