The problem is also shared, unfortunately, by you as well on the first point: that IQ is a meaningful measure and a comprehensive signal of ability. The field of microvascular neurosurgery is orthogonal to stock trading and orthogonal again to international intellectual property law. There are occasions for intersection but there is no substitute for accumulated domain experience that takes time and energy to deliberately follow each path towards mastery. This is why someone similar to an entrepreneur is usually best served by adopting an attitude of inquisitive curiosity and deference to subject matter experts.