I'd say .1 is a bit special too (even more for FHRPs), and there are weirdos who use .254 for their gateways. I've even seen a lunatic or two put it somewhere in the middle of the subnet.
Also, well-known IPs, and 192.168.0.1 in particular, should just be avoided. You don't want IP conflict in your network just because someone plugged in unconfigure device!