You can get a free copy of what LexisNexis has on you, just like you can with your credit report. The difference is that the LexisNexis report is book thick for most people. The amount of information far exceeds what the credit bureaus have. In my case, quite a bit of it was wrong but adjacent. It thought I owned a huge commercial building, which was actually owned by the developer of a condo I owned in another part of town. It also showed me making an insurance claim for hail damage on my brother's house. My brother actually did make a claim for hail damage and I did live with him, but that was several years after the insurance claim.