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This is a very weak excuse. If preventing scams is the main concern then old people should also be banned from purchasing real estate, timeshares, large donations, perhaps even giftcards in certain quantities.

You can't have freedom without some chance of people making bad choices.

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Dad asks me for a lot of money to help him buy a time share, I’ll feel ok saying no.

Dad asks me for a lot of money for a snake oil cure that might prevent him from dying from bile duct cancer in a month or two…how am I going to say no to that?

"No dad, it's a scam; there's no evidence, 100 people have taken it with no success, etc."

I have a severely disabled dad and have had this convo.

You'll find out that when your dad has just a few weeks to live, those conversations will get harder.

??? What? I don't think so? Literally experiencing this right now...

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