I'm interested "the metaphysics" of credit emission

too bad this is not publicly permitted, I fear this stuff only gets discussed in private (occulted) societies and 'back rooms' (or private lounges) with lots of wooden furniture (I imagine)

when somebody emits a credit for somebody else, they've set a requirement for the future, this has consequences that ain't so simple; and what's worse, that are all taboo to discuss with 'randos' (outsiders of any sort)