The NACS latch is entirely driven by the car, which is fine for the owner of the car — assuming the car is working as it ought to, the owner can disconnect a charger. But there is no intelligent logic for when someone (owner or otherwise) ought to be able to disconnect the charger without the owner’s help. In many cases, it would make sense to be able to disconnect someone else’s car once it’s fully charged, and disconnecting or connecting a charger in the owner’s garage should not require unlocking the car.
The J1772 latch is substantially more complex, and I’ve seen it get stuck. This is quite nasty when it happens.