Just a bit inconvenient when needing to go grocery shopping for more than two days supply, and when it rains, which happens very often in the NL.
If you don't want the weight on your back, paniers are your friend.
[1] https://chromeindustries.com/products/barrage-pro-backpack
There's also a rental electric cargo bike in my street for those who don't have one of their own. A great idea.