Excellent. JPEG XL is a usable general-purpose image format, not just a passive delivery format like WebP and AVIF.
Is there something wrong with the other phrasing? You need to have a progressively encoded image before you can decode it progressively.
(I didn't downvote, BTW; it's a reasonable question.)
But no one is doing HW decode for web images. (other than maybe Apple with JPEG? I've seen conflicting reports). AVIF images that aren't actually videos are always software decoded.