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I need a place to live man. I can't wait forever for prices to come down, I've owned a home before, and even though rates suck, now is a better time for sure. It feels like I can shop.

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Build your own home. Just do something simple like a gable roof 20x50 or something small to start you can always add to it.

In the meantime pickup an RV and live on the land. Used RV's should be cheaper right now.

When people say "buy a home", the majority of people are far more concerned with affording the land underneath (or share of a condo building) than the structure itself.

My grandpa built his home and it was a nightmare. Contractors kept going cheap, he had to watch over them, cost overruns, delays, etc. He probably has a better home than one could ever buy, but I don't have that kind of time or money.

sorry for asking the obvious question because i am in the same dilemma. Why not continue renting ?

I just can't tolerate apartment life any longer. I have 2 dogs. They won't live forever, they need a yard. I need stability. Also a home is not an investment, its a liability. I also want a place I own, that I can have paid off. Its a long term decision.

I'm also willing to admit I can miss the bottom price. I could save 15% and wait a year?

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