Surely the same happens with cashless payments? A teller in a store can process way more transactions via contactless than with cash in the same amount of time.
Essentially I think this gets into a estimation of magnitude problem (outside of ethical, security, and other concerns). Where if the payment isn't ever the action being waited on, a contact-less payment while convenient doesn't save you any time to get out of the store. If you have just a snack and no lines then the payment will be the action causing the bottleneck.