I get the joke.
To the point: is Paypal even popular in Europe?
To the point: is Paypal even popular in Europe?
For my app, I offer purchase via Stripe, wiretransfer or PayPal. 75% choose PayPal.
Stripe's "solution" is especially ridiculous, since it theoretically sends the info directly to Stripe... but it still runs in the merchant's browser origin and can be phished trivially.
Stripe supplies a script that merchants embed and style themselves. In theory the script sends the payment info off to Stripe directly for tokenization... but the user has no way of knowing that the merchant site didn't sniff it, or even that the script was used at all.
Unless it is something that I've misunderstood?
But a Stripe token (as implemented correctly) is still not quite as powerful as the card info itself, since it can only be reused with Stripe by that merchant.
It’s quite convenient as a payment method if you don’t want to use a credit card. Especially for international purchases.