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Does a commercial VPN service help to access American banking websites from abroad? Often times, banks just lock accounts when accessed from foreign IPs. I understand banks' concern about hacking. Or just spin up wireguard on home based router, then VPN into home network?

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If your use case is to access home content/services while abroad, spinning up a WG server at home, or even using Tailscale "exit node feature" (https://tailscale.com/kb/1103/exit-nodes/) would accomplish what you need.

On a commercial side, we take reports from users. If someone tells us bank X doesn't work from VPN country location Y, we can fix that in minutes.

Thank you for your reply.

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