If their 3.75% mortgage was originally for $1M and has 25 years left, just the cost of giving that up is about $250k. I don't think anyone's giving out a $250k sign-on bonus for a non-executive.
As the great one said, "You miss 100% of the shots you don't take".
What is "a consternation"? I've never heard this term and can't find it referenced anywhere.