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With suitable training they can.

The insurance industry expects the average insured driver to file a claim every 18 years. That's covering all conditions, all of the time. No "hand off to someone else when I get scared" because humans can't do that.

That's honestly pretty good.

Wake me when autonomous driving can get within a factor of two of that.

And if the have an accident they are liable.

Who is if a fully autonomous driving car has an accident.

Probably insurance companies, like in human crashes.

Including fatal accidents?

What about software or sensor errors?

They provably can.