2. Some bodies produce more Vitamin D for the same amount of sun exposure as other bodies. For example, darker skin produces less vitamin D.
3. Some bodies convert Vitamin D into other useful compounds less efficiently than others. This is commonly done in the liver and kidneys.
4. Those with Vitamin D deficiencies have problems with their muscles, bones, and immune systems. We do not fully understand the impact of Vitamin D, but it also seems to have an impact on mental health, and is a key part of SAD.
There are diseases associated with shortage of vitamins, such as scurvy for vitamin C, or rickets for D.
There are two sources of vitamin D: food & supplements and synthesis by the body in the skin on exposure to ultraviolet rays from the sun. Since a lot of us spend a lot of time indoor or behind glass (which blocks the necessary wavelengths) it's important to monitor it.
People with darker skin also need more sun exposure to get the required healthy levels. People living in areas where winters are very dark and very long are also at risk of deficiency.