that's like complaining a bentley is too expensive and not good at moving your piano.
when you get fined $1mil/min by the SEC for downtime, and data loss or corruption can cost you in the hundreds of millions, or someone dying at a hospital, enterprise gear is cheap. reliability is the key and for what you are paying. now yes, there may be a specific consumer drive more reliable than a specific enterprise drive. so which do you buy? well the enterprise array vendor tested the crap out of everything in every combination and workload and environment, and picked one for you, and it comes with full support and SLAs that you can use to meet gov regulations.
performance for an enterprise drive is not something you usually consider, at all. in fact, did you know that when I quote a storage array, I can't even specify the drive type of vendor, and who knows what will get shipped? Ionly specify drive size.
your performance comes from all your workloads clumped together, spread over a thousand of these drives connected with infiniband, with dedupe and compression on the backend, and hundreds of terabytes of RAM. the perf of an individual drive is not relevant.
but yes, sticking it into an AMD server you bought on newegg when they had a sale is not its purpose, and is a very bad deal.
now when we talk about wise sysadmins, we're talking about guys who know their stuff, and do "important big stuff." not a guy at a small business ordering from newegg. and that guy - he shouldn't be coming up with any storage policies because he lacks the needed large-scale experience.
I sold a 1PB usable-effective (after 3x dedupe/compression) space storage array last year. It was $2mil, after a 65% discount. If one time in its 5year lifecycle the "enterprisey" stuff on that array prevents about 10 seconds of downtime, it paid for itself.