To clarify I'm not against passkeys and WebAuthn, only leery of the gang and their games.
With that out of the way: I'm alright with you, that hypothetical mother of 3, Average Joe, and anyone else accepting the situation as is no matter the reason. Myself, though, however pointless it may be, I haven't given up the fight and I'm likely worse off for it. I suppose that makes me a masochist.
Everything you say is true, and yet none of it relevant for the sceptical and cynical thoughts that I sometimes share here. I don't post those for people who don't care, I post them for my fellow masochists so they don't miss out on whatever new thing I found that we can all get more angry about :)