In the latest MacOS I noticed "Remove Background" as an option when editing photos in Photos app. It's like magic. AI for everyone.
The Lock Screen on iOS , safari, photos, keynote, shortcuts etc…
I don’t think there’s API access though which would be really handy.
I don't remember the steps, but its either in a menu or you can press and hold the foreground object to make a "cut out" of it and paste it in a different app. https://youtu.be/qX82kIaRNKA?t=15