I think part of the high repair price was that the Model 3 was so new, which also meant that there were only a few shops that could/would work on it (Tesla does not do body work, or at least not back then). I had to wait a month before they would even look at it and then they dropped the huge price tag. What was I going to do? Go the only other shop and wait another month? They had all of the leverage and could charge as much as I wanted.
The total bill was ~$28k. StateFarm only covered ~$22k so I have to pay ~6-7k out of pocket (it was an insane "uninsured driver" who car-jacked a teen and hit 4 other cars. Pictures in the album of him preaching on top of our car).