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Monthly train pass on New Jersey Transit, LIRR and Metro North can get to above $300 once you are 20 miles from NYC.

About 40 miles outside of Boston I'd be around $500/month to have commuter rail plus subway per month.

They're essentially actively trying to dissuade talking public transit regionally. Curious choice.

Driving and parking would cost even more. Pretty typical of commuting into major cities.

Commuting into a city, especially without free parking, on a daily basis costs a lot.