The problem is that this is all about trade offs with no single optimal choice: for example, this only matters with cops who aren’t willing to threaten violence to get you to unlock your phone, and using a password incentivizes weak ones and gives someone else the opportunity to watch you enter it (say, at the police station when given a chance to call a lawyer).
What’s probably better in this case would Photos having a minimum deletion time like Dropbox, or simply streaming it because then you know it can’t be deleted and control precisely when that’s active because other people would really like to be able to delete their stuff when the secret police break down their doors.