After they get to orbit they can start putting payloads on board, and the tests will pay for themselves. I’d say the risk of bankruptcy is very low.
Edit: Just saw photos of the crater under stage zero. Looks like they do need a flame diverter lol.
It's totally feasible for them to keep testing and keep refilling that hole while in parallel they build a perfect launch pad with a flame diverter somewhere else. That way they don't have a gap in testing cadence.
Oh yes: https://en.wikipedia.org/wiki/Unapproved_aircraft_part
For example:
The crash of Partnair Flight 394 in 1989 resulted from the installation of counterfeit aircraft parts. Counterfeit bolts, attaching the vertical stabilizer of a Convair CV-580 to the fuselage, wore down excessively, allowing the tail to vibrate to the extent that it eventually broke off.
This happens to aircraft, and the only way to ensure it doesn't happen to rockets is to have extreme control of your supply chain.