Ask HN: Stripe + GoCardless = eventual merger

Both are YC funded, both have founders who were involved in Auctomatic. Both are directly involved in making on line payments simpler. Stripe seem to be taking the US market; simplifying credit card payments. GoCardless are taking on the UK market with DirectDebit style payments(direct from bank a\c to merchant) . Is a merger on the cards as both are simplifying & cheapening on- line payments(albeit via different vectors)? [Unique challenges for each to be sure but seems like there must be a massive amount of crossover]