I personally live in the same zip code as my company’s water coolers. That’s where elders (C suite) say best collaboration and creativity (TM) happen and they won’t let me go remote. All my friends are disbursed all over the country located at the zip codes their company’s water coolers are at (read: remote work is not the norm). Some lucky ones are remote and they’re able to live in places that are best for them (near family, good surf etc).